How to Remove Inaccuracies From Credit Report
According to an official study on credit report accuracy carried out by the Federal TradeCommission (FTC); one in five consumers – culminating to more than 34% of Americans – findone error or the other...
View ArticleNew Rules 2023 Medical Debt I Credit Reporting
Medical debts, unlike any other debts/section on the credit report, aren’t incurred voluntarily buthave been estimated by the Consumer Financial Protection Bureau (CFPB) to contribute toapproximately...
View ArticleCredit Reporting Burden of Proof Rules
Credit reporting burden of proof rules are regulations that specify the responsibilities of credit reporting agencies and creditors in verifying the accuracy of credit information they report about...
View ArticleUnderstanding Your FICO Credit Score and How to Improve It.
If you’ve ever applied for a loan or a credit card, you’ve probably heard the term FICO score. But what exactly is a FICO score, and why is it so important? In this blog post, we’ll take a closer look...
View ArticleHow to use a Sworn Denial to Win a Credit Card Lawsuit
A sworn denial statement is a legal document that a defendant can use to denyallegations made against them in a credit card lawsuit. Here are three advantages tousing a sworn denial statement to defend...
View ArticleThe Most Important Credit Card Lawsuit in American History
The most significant court case involving credit card debt in American history is undoubtedly Marquette National Bank of Minneapolis v. First of Omaha Service Corp. (1978). This landmark case set a...
View Article4 Important Supreme Court Cases Involving Credit Cards Debt
Credit card debt is a common issue that many Americans face, and it has been the subject of several cases that have made it to the United States Supreme Court. Here are four notable cases that have...
View ArticleHow Co-signing for a Loan Affects Your Credit Score
Co-signing for a loan can be a good way to help someone secure financing when they might not be able to do so on their own. However, it’s important to understand that co-signing for a loan can affect...
View ArticleCertificate of Service in Credit Card Lawsuits: A Comprehensive Guide
In the world of credit card lawsuits, the legal process can be confusing and intimidating, especially for those who are not familiar with the intricacies of the justice system. One crucial aspect of...
View ArticleLosing a credit card lawsuit can have significant adverse effects..
Losing a credit card lawsuit can have significant adverse effects on a person’s financial situation. The impact of a lost credit card lawsuit can be long-lasting and may result in various consequences....
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